Founder & CEO
Jason is Chief Executive Officer of Alloy Labs, where he places a particular focus on leveraging his success in venture capital and startups to develop exponential growth opportunities for our members, especially through our Concept Lab and Alloy Alchemist Fund.
He has a long history as an innovator in financial services, creating new business models, and using technology to drive change. He has experience as a founder, venture capitalist, enterprise executive, board member, trusted advisor, engineer, community builder, and startup mentor.
Jason is a frequent speaker on the intersection of regulation and innovation; leadership in times of change; and the future of fintech. He is also a host of Breaking Banks, the number #1 global fintech radio show and podcast, as well as his own podcast, Fintech5, on Provoke.fm.
He co-founded one of the world’s first neo-banks (PerkStreet Financial), paving the way for a new breed of digital-only banks and partnerships between incumbent financial institutions and startups. Jason was previously the head of innovation for First Marblehead where he spearheaded the move beyond lending, launched new products and integrated innovative technologies including the first moves into social media.
Jason is also the creator of FinTEx.org, a not-for-profit expanding the Midwestern fintech cluster, and a global investor & advisor in fintech. He began his Engineering studies at the United States Military Academy at West Point and graduated with an A.B. in Engineering & Material Sciences from Harvard.
Cofounder & Managing Director
JP is Managing Director of the Alloy Labs Institute, which develops and shares best practices and industry-leading tools and frameworks to help financial institutions build and leverage their innovative capacity to create and maintain competitive advantage and drive exponential growth.
He been internationally recognized as a leading voice for innovation, strategy and leadership, and his work has been featured in some of the industry’s top publications and conferences across the country and around the world.
JP is a trusted advisor to boards and leadership teams, a popular writer and speaker, and is often quoted in the media. He is the creator and a top-rated instructor for a groundbreaking program on fintech and innovation at leading graduate schools of banking. He is also a host of Breaking Banks, the number #1 global fintech radio show and podcast on Provoke.fm.
He held a number of leadership roles at U.S. Bank during a 20 year period of dramatic growth from $0.75B to $60B in market capitalization, most recently serving as Chief Private Banking Officer. He held management roles at Key Bank and PNC prior to that.
JP holds a B.A. from the University of Akron, and an M.B.A. from Cleveland State University, where he conducted his research project at Buckinghamshire College in England. He completed the Leadership Excellence bank executive program at the University of Minnesota Carlson School of Business, and is also a graduate of the Cannon Financial Institute and the College for Financial Planning.
Venture Partner, Payments & Identity
Peter is a Venture Partner at Alloy Labs focused on building out platforms that help community banks and credit unions succeed in payments.
Previous to Alloy Labs, Peter was Head of Product Innovation at Labs at The Clearing House. He is credited as one of the original architects involved in designing and launching RTP® from The Clearing House, the first real-time payment system in the US.
Prior to that, he spent ten years as Head of Payment Strategy, Innovation & Industry at Capital One, where he developed and implemented a federated payments governance model for the company, and established the Enterprise Payments Advisory Council, a senior executive council to facilitate cross-functional governance across business lines.
There he also formed the Enterprise Payments Team, a corporate top of the house team of 22 people responsible for the day-to-day management of the governance function and developing payment strategies for the company.
Peter has a wide breadth of experience in the banking and payments industry across all payment types, services and networks. He has a proven track record of building teams & organizations, establishing payments governance, building consensus around payment strategies and providing subject matter expertise and thought leadership in many industry forums.
He is a tireless advocate for the advancement of community banks and credit unions leveraging new technologies to propel banking and payment services forward.
SVP of Product
Samer leads our Concept Lab from discovery and problem definition, through solution selection and partner due diligence, to implementing and commercializing the results into viable and scalable solutions. He leads hands-on workgroups, member-driven centers of excellence, and peer discussions to rapidly test and implement relevant solutions
He is a problem-solver attracted to the toughest challenges. He has spent his career solving clients' and consumers' problems with operational and digital solutions. Today he spends every day driving value for our member banks, partners, and co-investors.
Samer previously he spend five years financially engaging the world's unbanked as cofounder and Chief Operations Officer at Wala, where his team addressed issues that prevent the world's underserved from accessing basic financial services, utilizing the most innovative tools available in the market, including Dala, a blockchain-based cryptocurrency designed and launched by the Wala team.
Prior to that, he co-founded Unbranded Designs, a crowd-sourced furniture design company and built the world's first online furniture design community and, with that community, brought an innovative design approach to some of the world's most prestigious organizations.
He began his career at ZS Associates as a business operations consultant, working in a number of data-heavy roles and cofounding the process improvement practice.
Samer holds master's and bachelor's degrees in Industrial and Operations Engineering from the University of Michigan and is a Tauber Institute for Global Operations Fellow. He is also a Six Sigma Green Belt.
Kelsey manages our active portfolio of investments in fintech and related companies for the Alloy Alchemist Fund. She also tracks and monitors relevant fintech companies for potential investment and partnership opportunities for Alloy Labs members in our Concept Lab.
She conducts due diligence and market and financial analysis on behalf of the firm, our portfolio companies, and our co-investors. She matches a keen eye for detail and rigorous analysis with a unique ability to identify and clearly communicate salient points to generate immediate impact for all parties.
Before joining Alloy Labs she was an Investment Banking Associate at Citigroup Global Markets, where she led day-to-day transaction coverage, including ratings analytics, investor outreach, relationship management, and syndicate coordination.
Kelsey graduated cum laude with a BS in business administration from the University of Florida's Warrington College of Business, and she holds an MBA from the University of Chicago's Booth School of Business.
VP Market Development
Emmett grows our ecosystem by curating fearless leaders as members and partners who are active collaborators committed to our mission. He is a non-linear thinker who thrives in unstructured environments. A contrarian at heart, he continually pushes outward on the status quo and embraces new methodologies to attack old problems.
Prior to joining Alloy Labs, Emmett was on the founding team at MassChallenge FinTech, a Boston-based corporate innovation accelerator focused on creating and supporting meaningful corporate/fintech collaborations. He was responsible for growth and was the Head of Partnerships, working with and advising executives from Fortune 500 banks, insurers, and asset managers. He also helped to lead their Community Bank track, which gave smaller institutions access to their proven innovation framework.
Emmett has also worked at a leading custody bank supporting their innovation efforts and was an early employee at a startup in San Francisco, where he first realized his passion and excitement for innovation.
Emmett got his MBA from Boston College, with a concentration on Corporate Finance and Entrepreneurial Management. He holds a BA in English from Fairfield University.
Senior Relationship Manager
Amber is focused on ensuring member success by connecting their strategic priorities with peer members and Alloy Labs work streams. She is the voice of the members in strategy and planning within the company. She also leads Ladies of the Lab, which shares the successes of women leaders and creates career path opportunities for the next generation.
Before joining Alloy Labs, Amber was the Chief Operating Officer for a $700 million community bank in Kentucky where she honed her banking career for ten years. As COO she oversaw the customer service, marketing, branch and deposit operations teams. Amber has participated in industry and community events as a community banking expert.
Amber currently serves as the board chair for Junior Achievement of South-Central Kentucky, a non-profit whose mission is to prepare young people to succeed in a global economy by teaching financial literacy, entrepreneurship, and career readiness skills. She has been a volunteer for Junior Achievement for the last ten years and a board member for six. Amber has a passion for teaching the next generation to be successful.
Amber was awarded the ATHENA Young Professional Leadership Award® from the Bowling Green Kentucky Chamber of Commerce in 2020. This award honors an emerging leader who demonstrates excellence, creativity, and initiative in their business or profession, and serves as a role model for young women personally and professionally. Amber was also the 2017 Hagerman Award recipient, the top honor for a graduating member of Leadership Bowling Green.
Amber holds both a BA and an MBA from Western Kentucky University.
Director, New Ventures
Trish is a passionate problem solver who is keen to find innovative solutions to help solve the most pressing issues facing financial institutions.
She works with our Venture team to drive adoption of new products with members and partners, leveraging synergies from the Alloy Labs Institute, the Concept Lab, and the Alloy Alchemist Fund to open new markets and create new applications and use cases.
Trish previously built and led the member success efforts for Alloy Labs Alliance members as part of a broad career in financial services, rising through the ranks of traditional banking, digital banking, fintech startups, and driving product strategy for one of the largest core software providers.
She is an industry speaker and change agent who possesses a polished blend of technical and leadership qualities that affords consensus and provides results.
Fintech Program Manager
Lauren is excited about the revolution happening in financial services, specifically the importance of partnerships between banks, fintechs and venture capital. She works closely with our Insights team, and our Concept Lab and Venture teams to enable member engagement to drive strategic initiatives towards tangible results.
She also coordinates activities and outputs for Alloy Labs workgroups and centers of excellence around such member-driven topics as Banking as a Service, Cybersecurity, Innovation Culture, Marketing, Strategy and Business Models, Data & Analytics, Automation & AI, Blockchain & Crypto, and Third Party Diligence.
Previously, Lauren worked at Nymbus, where she translated data and analytics to assess the niche, financial needs for customers, creating value propositions to drive strategy, action and innovation for banks, credit unions and fintechs. Prior to that, Lauren worked for both AARP and a personal injury firm founded in Fort Collins, CO.
Lauren holds a bachelors degree in sociology with minors in business and real estate from Colorado State University. There, she found her passion for people, consumers and technology. Still residing in Denver, Lauren enjoys skiing and hiking in her free time.
Member Experience Manager
Erika develops and curates customized content for our member banks relating to initiatives, interests, and events that connect directly to their strategic priorities. She creates and publishes insights in the form of white papers, articles, blog posts, reports, and presentations generated from our Centers of Excellence, Concept Lab, and Alliance member meetings.
She also works with fintechs to collaborate on content specific to Alliance projects and acts as lead for the planning and execution of Alloy Labs events.
Prior to joining Alloy Labs, Erika was Marketing & Brand Manager for Stratyfy, and was previously Marketing & Research Manger for Bank Director's FinXTech Connect platform.
There, she interviewed and profiled hundreds of fintechs and co-hosted the Reinventing Banking podcast.
She graduated with a B.A. in criminology and theatre from the University of Northern Iowa. She is currently located aptly in Nashville, where she is a musician and music aficionado.
Jasmine works closely with our entire team to create and execute engaging live and virtual events that drive tangible value to participants. This includes our monthly Center of Excellence meetings on such topics as Automation & AI, Data & Analytics, and Cybersecurity, our monthly member meetings, and our annual member conference.
Prior to joining Alloy Labs, she worked full time as the Operations Co-op for Project Hamilton in the Payment Strategies department at the Federal Reserve Bank of Boston. This joint research collaboration with MIT’s Digital Currency Initiative explores the technical tradeoffs and possible effects of a hypothetical Central Bank Digital Currency (CBDC) in the digital payments environment.
While in college Jasmine interned with the Community Relations department at BankNewport, where she gained experience assisting in organizing and running events, grant writing, branch budget approvals, nonprofit events, and donation drives.
She graduated Summa Cum Laude from Salve Regina University with a BS in Economics and a BA in Philosophy. She also studied at Blackfriars Hall at Oxford University, and has an Oxford Fintech Programme certificate from the Saïd Business School.
VENTURE PARTNERS AND ADVISORS
Debbie Bianucci is President and CEO of BAI, a nonprofit, independent organization, BAI delivers the financial services industry’s most actionable insights, enabling leaders to make smart business decisions every day.
Bianucci has worked in the financial services industry for more than 35 years and has held senior positions with several major financial services companies.
Amber is the Cofounder and CEO of Totem, a neobank built by and for Indigenous People. She was previously the Director of Insights for Alloy Labs.
Prior to that she developed the FinXTech Connect platform and awards program for Bank Director. There, she interviewed banks and technology companies to write in-depth profiles on over 300 fintechs, research reports, and feature stories for Bank Director magazine. She also facilitated peer exchanges for bank leaders.
Colleen has held leadership roles in product, product marketing, strategy, insights, and development; helping companies build, launch, and grow products, processes, people, and strategy to address critical strategic challenges.
Her specialities include product definition, new markets/opportunity assessment, building a product process, and go-to-market strategies in multiple industries.
Santo’s technology experience includes leadership positions in sales, product
management and operations for businesses ranging from start-ups to Fortune 500.
An industry veteran, he has served as Chief Product Officer for Fiserv, Chief Operating Officer for ConnectWise, Senior Vice President, Real Time Systems for FIS and Managing Director at EDS.
Andrew's deep expertise in banking and financial services marketing give him an innovative skill set and technology experience that helps clients bridge the digital marketing and fintech gap.
He is a dynamic data and results-driven strategist who loves to help guide and drive measurable profitability while optimizing user and customer experiences.
Joyce is a banking professional with over 30 years of experience concentrated in Operations, Compliance and Project Management.
She has worked for banks of all sizes, both domestic and international, and across all areas and products. Her most recent focus includes the COO role and projects helping both incumbents and challengers like Simple and Moven.