UNLOCK NEW VALUE
Our members collaborate leveraging insights and intelligence from the Alliance to unearth specific market opportunities, address critical challenges, and unlock new sources of value.
Third Party Due Diligence
Executive Summary and Minimum Acceptable Maturity Model
Members of the Alloy Labs Alliance, along with leading consulting firm Crowe, announce a guide to standardize third-party due diligence to build and maintain effective, compliant partnerships between banks and fintechs and other third parties.
Payments
CHUCK, The Open Payments Network
Built by Alloy Labs member banks to help give banks and their customers better payment options, CHUCK is open to any bank or credit union. With one easy integration, customers are able to send money to recipients using the payment networks and apps they desire, all from within existing banking apps.
Banking-as-a-Service
Roles & Responsibilities Playbook
Members of Alloy Labs, in partnership with leading technology providers, have released new industry standards for Roles and Responsibilities in Banking as a Service partnerships.
Banking as a Service
The New Nomenclature Behind the Baas Partnership Boom
Alloy Labs members have published the first of its industry insights designed to standardize the non-competitive aspects of banking-as-a-service. It defines the terms and roles that are commonly — but often incorrectly — used in the market, and makes an argument for the importance of having a shared industry vocabulary.
Cybersecurity
API Security Questionnaire
Alloy Labs members collaborated to identify key focus points for API security to enable fintech partnerships and meet the needs for data portability in the face of rising cyber attacks.
Marketing
Special Report - Leading Through Story:
What Every Bank Needs to Know about Narrative and Influence
Hundreds of bank websites house a page labeled “Our Story”, but only a fraction of those pages actually tell a story. A well told story gives its teller the ability to rally employees, inspire confidence in stakeholders, and win customers. This report will show you how.
Innovation
Special Report: Why Women Innovate
A significant body of research supports the idea that there’s a correlation between women leaders and innovation. We interviewed the women leading some of the nation's most innovative banks. Those discussions revealed three major areas where women’s experiences differ significantly from their male counterparts in ways that spur innovation.
Marketing
Special Report - A Tale of Two Approaches: How Financial Brands Market to Small Business.
We break banks’ strategies for marketing to
SMBs down into two categories: people-led and
product-led. Geographically focused community
banks tend to focus on the former, while digital-first
brands focus on the latter.
Automation & AI
Conversational AI Checklist
Conversational chatbots are the most common use case for AI in banking today. This checklist and vendor review is intended to help bankers compare the capabilities of AI-based chatbots and begin to consider some of the deeper implications of AI.